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High Performing De Novo Banks and Thrifts: An Analysis of 20 Success Stories
The number of FDIC insured de novo banks and thrifts have been expanding each year since reaching a cyclical low in 2002. From January 1, 2002 through June 30, 2007 a total of 828 de novo banks and thrifts began operations. While 27 of these de novos have since closed, a net of 801 institutions remain in operation. In light of record bank and thrift industry profits through 2006, followed by declining profits in 2007, the question of how de novo banks and thrifts have fared relative to the overall industry is worthy of further analysis.
Publisher:Bradway Research LLC
Health Savings Accounts as Retirement Savings Protection
On both counts—retirement and healthcare—the financial world is facing a dilemma that will become more central to the budget planning of firms, sales of advisors, and the financial planning needs of investors. In this study, FRC takes a look at the issues the industry will face over the next few years related to healthcare spending, specifically, the position firms should take regarding the partial solution offered by health savings accounts. We also review the rationale behind our adoption of more conservative projections for growth in assets and accounts. Publisher:Financial Research Corporation
2008 Identity Fraud Survey Report (FULL VERSION): Identity Fraud Continues to Decline, But Criminals More Effective at Using All Channels
The Javelin 2008 Identity Fraud Survey Report provides a detailed, comprehensive analysis of identity fraud in the United States in order to help consumers and businesses better understand the effectiveness of methods used for its prevention, detection and resolution. A nationally representative sample of over 5,000 US adults, including 445 fraud victims, was surveyed via a 49-question phone interview to gain insight into this crime and the effects on its victims. This report is issued as a longitudinal update to the Javelin 2005, 2006, and 2007 Identity Fraud Survey reports. Publisher:Javelin Strategy & Research
2008 Trends To Watch: Retail Banking Technology
Technology markets are changing fast. This brief is essential reading for you to identify and track the key forces shaping the prospects for your business. In this piece, Datamonitor's Director of Analysis specializing in retail banking technology will outline the trends in your market, explain how this has shaped our research agenda for 2008 Publisher:Datamonitor
Preying on the Weak: The Rise and Spread of Predatory Lending
In this research note the nature of modern predatory lending tactics are discussed along with determining the size of the problem. Also, to be assessed are the approaches taken by lenders to screen and detect possible predatory lending issues as well as determine how various laws are affecting predatory lending at a local level, overall trying to create a better understanding of the nature of the size of the lending problem. Publisher:Source Media - Mortgage Group
Strategic Opportunities in Small Business Banking
This report is collaboration between TNS, the world's leading market research firm and Treasury Strategies, one of the best known and well respected management consulting firms focused on the small business market. The report is a unique combination of strategic recommendations based on in-depth market research data collected from over 3,000 US small businesses.
Publisher: TNS
Remote Deposit Capture (RDC) Review
Want to Generate New Revenue and Expand Your Business Market/Footprint?
It seems like everyone is talking about how to make business more eco-friendly. Remote Deposit Capture (RDC) technology reduces paper processing and has transformed business banking. Informa Research Services presents the 2008 Remote Deposit Capture (RDC) Review.Publisher: Informa Research Services, Inc.
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